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Messages of hope

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Support In Financial Hard Times

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Where can we find help, support and hope in times of financial crisis?
Listen as financial counsellor, Jan, shares her experience of supporting people going through financial crisis and offers practical advice to provide hope and encouragement in the midst of monetary uncertainty.

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Order a copy of the free companion booklet to this episode, or listen to more from Messages of Hope.

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Episode Information

Key Takeaways From This Episode:

  • Jan’s purpose and experience
    Jan shares that after 27 years in financial counselling, she sees the work as her life’s calling: helping people navigate an increasingly complex financial system.
  • When to seek financial counselling
    Jan explains that people should seek help when they cannot pay bills on time, do not understand contracts, feel overwhelmed, or suspect they have been scammed.
  • Financial stress is not just about poverty
    She makes the important point that financial counselling is not only for “poor people”; even people with good income or multiple assets can get into trouble.
  • Hope through clarity
    A powerful moment is when Jan describes helping people see their financial situation clearly, often giving them an “aha” moment and a way forward.
  • Practical budgeting advice
    Jan recommends prioritising essentials like rent and electricity, and for many people, setting aside money for key bills in a separate account.
  • Compassion matters as much as money
    Near the end, Jan says people can help by listening carefully, being non-judgemental, and making space in their lives to support others in need.

Episode Transcript

A full text transcript of this episode (PDF Format) is available for download using the link below:

Publishing Summary

  • 12 Min.
  • Thursday, 4 June 2026
  • Messages of Hope Podcast

Credits and Copyright

Producer: Emma Strelan

All content in this episode is taken from original recordings produced by Lutheran Media for Messages of Hope.

Copyright © 2026 Lutheran Media / Messages Of Hope. All Rights Reserved.

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Order A Free Booklet

Managing Your Money

Are you struggling to manage your money? Written by someone who has struggled first-hand with financial failure, this booklet explores the emotional component of money problems and provides practical advice and tools to help you gain clarity and hope for your financial future.
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We offer over 50 free booklets, providing faith-based encouragement, support and hope through the challenges and difficult seasons of life.

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When In Drought

Farming is a tough job on a good year, but even harder when facing severe drought. So, what happens when your livelihood depends on rain that just doesn’t come?
Listen

Share

What About Lament?

When life hits you hard sometimes the only thing to do is to fall to pieces. We may try to hide the anger, frustration, and grief behind it all, but what if there’s a better way?
Listen

Share

Domestic Violence: Getting The Facts

What are the signs of domestic violence, and how can you help someone experiencing it? Professor Sarah Wendt shares her insights from personal stories about the causes and effects of domestic violence, and where we may find hope in such a painful topic.
Listen

Share

Share With Us

Send Us A Message

Enjoyed this episode?

Share your thoughts, comments, ideas or feedback with us!

Please use the button below to send our team a message:

Ask Us To Pray For You

Send A Prayer Request

Our team would be happy to keep you, or someone you know, in our prayers.

Please use the button below to send us a prayer request:

Access Additional Support

If you have found the themes or topics contained within this episode challenging or confronting, we encourage you to reach out to one of the following professional support organisations:

Lifeline

‍13 11 14

www.lifeline.org.au

Beyond Blue

‍1300 22 4636

www.beyondblue.org.au

If you, or someone you know, is in immediate danger or may be in a potentially life-threatening situation, please call Emergency Services on 000 (Australia) or 111 (New Zealand).

Messages of Hope is a Christian outreach ministry offering faith-based support and encouragement only. We do not provide professional medical or psychological advice.

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Each episode of our regular podcast is accompanied by free resources that provide hope, encouragement and advice for navigating the difficulties and challenges of daily life.

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