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Financial Distress can happen to anyone. It can be caused by losing your job, prolonged sickness, a mental health issue or a relationship breakdown. When Kerry’s marriage broke down, she went from living in a comfortable house and lifestyle, to being a single mum with two young children and only 3 dollars in the bank. Kerry shares how she got through this difficult period of her life, and discovered the hope she needed to get through tough times.

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Key takeaways from this episode

  • Financial hardship can happen to anyone.
    After her marriage ended, Kerry found herself a single mum with two kids, no income, and only $3 in the bank—sleeping on mattresses and living on toast.
  • Shame and silence often go hand in hand.
    Kerry didn’t tell anyone about her struggles—not even her parents—because she thought she should just cope and that others had it worse.
  • Faith was her anchor through the unknown.
    In moments of despair, especially in church, Kerry chose to let go and trust God, recalling her late father’s advice: “Leave it up to God.”
  • Letting go brought peace and clarity.
    Trusting that God had a bigger plan helped ease her anxiety, freeing her from constant worry and giving her strength to keep going.
  • Support is out there—but many don’t know it exists.
    Kerry now works at Lutheran Community Care, helping others access free food, counselling, financial assistance, and hope—services she once needed herself.
  • Helping others is part of her healing.
    Now a financial counsellor, Kerry walks with people facing crisis, knowing how hard it is to ask for help—and showing them they’re not alone.
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Episode transcript

Related booklet

Managing Your Money

Taking control of your finances doesn’t have to be overwhelming. Whether you’re budgeting for groceries or saving for something big, this guide will help you make confident, stress-free money choices. It’s not about being perfect—it’s about being purposeful. Let’s break it down, ditch the guilt, and build a financial future that works for you and your life.

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