Home » Support in financial hard times

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“If I look back over my life, what would I choose to do if I could start again?  I could have been a doctor, I could have been a nurse, I could have been a teacher. But I look back and go, no, financial counselling, because I was supporting people in this complex financial system, which has become more and more complex.”

Financial counsellor, Jan, shares her experience of supporting people going through financial crisis.

Key takeaways from this episode

  • Jan’s purpose and experience
    Jan shares that after 27 years in financial counselling, she sees the work as her life’s calling: helping people navigate an increasingly complex financial system.
  • When to seek financial counselling
    Jan explains that people should seek help when they cannot pay bills on time, do not understand contracts, feel overwhelmed, or suspect they have been scammed.
  • Financial stress is not just about poverty
    She makes the important point that financial counselling is not only for “poor people”; even people with good income or multiple assets can get into trouble.
  • Hope through clarity
    A powerful moment is when Jan describes helping people see their financial situation clearly, often giving them an “aha” moment and a way forward.
  • Practical budgeting advice
    Jan recommends prioritising essentials like rent and electricity, and for many people, setting aside money for key bills in a separate account.
  • Compassion matters as much as money
    Near the end, Jan says people can help by listening carefully, being non-judgemental, and making space in their lives to support others in need.

Episode transcript

Related booklet

Managing Your Money

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Prayer Request

We believe God is at work in all things, draws near in challenging circumstances, and loves each and every person fully and unconditionally.

If you would like us to pray for you or for someone you know, we would be happy to keep your situation in our prayers.